Comments CI123 Review

A very timely post about cheap insurance! Especially now when people are kind of low when it comes to finances but still wants to have their own insurance of whatever. Thanks CheapInsurance123.com for giving various types of plans that can match whatever needs of the future holder

gold buying shown on tv

Was watching a documentary show on the television earlier today and I was really surprise to see about this investment way of people who can avail to buy gold bullion! You see, I only see this thing online where my friends and I usually blog about it because it has been one of the most talk about way of investing online. And seeing it on the boob tube is a total different thing because you can really hear the ones who were able to invest in such say their response and how it positively change their lives by just having the said gold investment!

homey

I love watching magazine shows that features nice houses in the urban and rural areas, take noting of the nooks that I like, hoping that someday, we'll be able to have our own dream house and there, I can adopt the adorable designs that I was able to remember..
Anyways, here's one of the nice living room that I would want to have, hopefully. Snagged from a magazine while waiting at the salon.. it's so nice, I had to blog it :D

vacation and some law talks

My dad just confirmed his vacation date when he called us the last time. It made us all giddy excited because it has been almost eight months when we last saw him. You see, for those who don't know, my dad works as a crew member in a passenger cruise based in Florida, for the many he is refer to as a n OFW (Overseas Filipino Worker) Seaman. He has been in the said job for almost thirteen years now, but before that he has finished some twenty years of his life as a Navy, he's really a man made for the sea eh? Anyways, I remembered when we were talking some time ago, he mentioned about this law company that their company has referred them to, not that they have some legal issues to settle, but to have at least a helping hand ready to help them about anything that has something to do with their work, just about anytime they might need it. You see, in every work environment there are instances that we can't avoid that as worst comes to worst might need some legal help. So it is better to know the accredited law firm that you can run to anytime, just like this TransUnion Class Action Lawsuit that my dear sister is having a research about.

headache

my head is terribly pounding again. migraine attack, as usual. maybe I should follow my mom and my friend's advise to go the doctor and let this thing be check. crap. I just don't want to know that my eyes will be needing a specs! oh well, but I can't let this attacks invades my life every so often either! ah! alright, will call my doctor tomorrow and have my appointed set.

vanity

My Foundation: Everyday Minerals Foundation in Intensive Multi-Tasking Neutral
My Mascara: Avon's Super Full Mascara
My Blush: Everyday Minerals -Walkie Talkie blusher
My Day Cream: Olay
My Lipstick: Mary Kay's Frosted Rose
My Essential Beauty Product: Olay and Baby Powder
My favorite Make-up product: Blushers
My Perfume: Clinique Happy
My Nails: weekly pedis and i just keep my hand nails clean
My Feet: Lander Cocoa Butter Lotion
My hands: same as for my feet and body
Women I admire for their beauty: Ruffa G.

beauty school

Many beauty schools sprouting like mushrooms everywhere in the metro today, simply because more and more students are interested in learning how to make a business out of beauty offerings and such. But are you sure that you are in good hands with the beauty school you are enrolled at? One good example of a very good school is Regency Beauty Institute , been in the business for more than fifty years, expertise is what they have to offer! Truly a very good institution that offers the best of everything when it comes to cosmetology and beauty schooling. Known for providing high quality training to their students, they can really assure you of a great life in the said field after you graduate~ I wonder when will be able to find myself studying in one of those Florida cosmetology School

Rainy day Q's

something from N@W forum... Rainy day Q's
here it goes...

1. Complete this sentence.
I hate it when it rains because I cannot wear pants when going out for it well surely get wet!

2. My number one comfort food during rainy days is: Champorado or Lugaw with tokwa't baboy! oh so yummy!

3. What is the worst typhoon event you can remember (year and/or typhoon name) and why?
For me it was MILENYO... I saw how it damages a lot of properties in our area... tsk,tsk,tsk..

4. Were you allowed to play in the rain when you were a child? What was the experience like? Would you allow your kids to play in the rain?
Most of the time no. My mom only allows me if my neighborhood friends are already playing in the rain, when she sees me so green with envy! then she allows me... for a good fifteen minutes! kill joy! wahahaha

5. Is there something you and hubby love to do together on a rainy day? (c'mon 'fess up.we're all adults here.we could use some R-18 posts once in a while)
We both love rainy days! that is when we can cuddle all day, eat and sleep kind of thing.

ways to save!

With everything going down nowadays, more specifically money and finances... here are some ways or techniques on how to save

1. Get healthy: As someone who has struggled to stay fit, I realize that eating healthy and staying in shape is easier said than done. But for those who are in good shape, you can save a lot of money on life insurance and individual health insurance plans. And as an added bonus, you'll feel better and have more energy.

2. Rethink auto insurance: Every year, reexamine your auto insurance policy for savings opportunities. For example, consider raising your deductible, which lowers premiums. For older vehicles, evaluate whether you really need collision coverage, which covers damage to your car when your car hits or is hit by another vehicle or object. And make it a habit to compare auto insurance quotes annually, which can be done online in minutes.

3. Improve your credit score: Of all the painless ways to save money, improving your credit score is arguably the most important. From home loans and car loans, to credit cards and auto insurance, a good credit score can save you a small fortune. Over a lifetime, the savings can easily reach tens of thousands of dollars.

4. Invest on the cheap: Whether you are a passive investor who sticks with mutual funds or an active stock and options trader, there are easy ways to save money. For mutual fund investors, stick with funds that have low expense ratios. My rule of thumb is to keep the weighted average expense ratio for all mutual funds under 50 basis points (0.50 percent). As compared to funds that charge well over 1 percent in fees annually, the savings over a lifetime of investing can be substantial.

5. Think triple play: One of the biggest monthly expenses for some is the cost of Internet service, cable, and phone. The major of providers today offer discounts when you bundle all three of these services together. Called a triple play, you not only save money, but you also get the convenience of a single bill each month.

6. Go prepaid with your cell phone: While this option won't be right for everybody, many can save a small fortune with prepaid cell phones. You can find prepaid cell phone plans that charge just $0.10 a minute. And because they are prepaid, you don't have to commit to long-term contracts. Two of the more popular prepaid cell phone carriers are Net10 and Cricket.

7. Shop online: There are several benefits to shopping online, convenience being chief among them. But shopping online can also save big money. Many retailers offer special discounts to online shoppers. And virtually every company that sells products or services online offers promo codes, discounts or coupons. Particularly if you have a big purchase planned, make sure to search the internet for deals before buying.

8. Get cash back: If you have good credit, there are a number of back cash that pay up to 5 percent on purchases. The key is to use the card for monthly bills and everyday expenses, not to charge things you don't need. Put monthly bills that accept credit cards on automatic payment, and use the card for everyday purchases such as groceries and gas. And as an extra precaution against overspending, pay the credit card bill in full several times throughout the month. It's easy to do online, and it prevents any surprises at the end of the month.

source: http://finance.yahoo.com/news/8-Painless-Ways-to-Save-usnews-4181079233.html?x=0

timely auctions

what a very timely post about military auctions, as my dad will surely love seeing this site to check out great finds of guns and other stuff that has something to do with his past military service

military auctions

what a very timely post about military auctions, as my dad will surely love seeing this site to check out great finds of guns and other stuff that has something to do with his past military service

link to the carpet site

thank you for posting such a great post about the lovely collections of carpet by carpetexpress.com.

carpet

thank you for posting such a great post about the lovely collections of carpet by carpetexpress.com.

sports thing!

now that Christmas is just a few months away, I think it's better to check out gift items as early as now to make sure we get to buy stuff that are worth the price compare to going through all the rush during the holiday season. That is why, this sports memorabilia is one great example of item to consider!

iPhone devt

I can say that owning an iPhone is one of the coolest thing I've ever done, imagine having to browse sites and update my whereabouts a minute after I woke up!? cool! that is why I never get tired of looking for the latest iPhone Development so to keep myself updated and all.

money on jewelry and gold

people are thinking of what business or investment to enter so as much to save their financial stability. And one good suggestion is to get yourself buy those famous type of investment which is to sell gold coins or buying of it or even to sell jewelry. Since we all know that this type of investment has never gone wrong, that is why a lot of professionals and specialists all over the world suggests this type of business, since after some time, you can really expect a great come back of investment with a huge amount of profit from every gold item you buy. Although, this thing would only be successful if you happen to buy from legit and well known sellers and distributors such as , this company can actually help you in learning about gold and the proper way of investing them, like cash for gold. They can help you in finding and knowing the best golds there is to find and buy for your investment and a lot of good stuff they can offer for those who are interested to invest and buy.

dead tired

guess what, my arms and back are aching to the nth power! just finished re-arranging our bedroom furniture and fixtures this morning, you see ever since we moved here our things are stacked up un-accordingly. things are scattered everywhere, a total mess to be brief. and yeah, my mom calls our room a jungle! only snakes and beast are missing to complete the effect. so anyway, after the husband leave this morning and after my morning exercise, i pulled everything out of the bedroom, as in ALL and had the floor and walls wiped with disinfectant liquid and changed the curtains. then one by one i pull and carry everything back again inside this time in different location, everything was heavy! i tell you. specially the bed, oh my! so heavy! it made me wished to have one of those adjustable beds so i wouldn't have hard time re arranging it. was able to finish the clean up past lunch time already, and i was dead hungry. next stop would be the dirty kitchen, oh how I truly wish to have one of those fab and classy looking granite countertops Richmond!

biz opp

We are thinking of venturing a small business, a food carting stint actually. The husband were thinking for the longest time of buying an ice cream makers for starters, since ice cream and sorbets have been very in demand among the youngsters along the school vicinity, since he knows a specific target where to put our mini business of this ice cream makers. Although we are still in the process of canvassing some local suppliers and I at the same time keeps on haunting some online suppliers of such machine.
You see, after some short studies, and talking to folks who have the same business they said that venturing into this stint does really gives out some good amount of income, and the capital would come back after some few months of operations. So I guess we must push through with this ice cream makers purchasing eh? We'll see, if we could save up a little more for this, I just hope and pray for this Business Opportunities!

she's moving

A friend will soon be transferring from one State to another because of her work, and I heard she's going to use the moving and storage companies for her moving needs. I heard that this is one famous company that do most effective and efficient packing, storing, moving and even unpacking of ones or family's stuffs. It is the most favored long distance moving company because the trust their clients can give them, no worries of items being damage or ruined, unlike using other cheaply priced moving vans, offering so many add ons but in the end cannot meet their client's expectations. Money is being waste if you chose to get the affordable ones but doesn't have a very good reputation on their business, but if you rely on the one that is known for their efficiency and their extra care and effort to all the client's belongings, in the long run, it'll make you realize that you, as a matter of fact just made a very right decision on getting them. So there, I'm just waiting when will my friend will start the transfer, I heard she'll be sending some stuffs for the holidays too! Nice!

gold power

In times like this, when the economy is terribly sloping down, I heard that it is also the time to invest on things that are said to be promising to give output in the future. There are so many things people can consider, buying of assets like land properties or even the famous gold coins So there, if you have the means to do so, better try this investment form!
buying! You see, in the States, more and more investors are taking this chance to stock on gold and silver coins as a form of their investment since, these precious are known to have the most buying power and has the capability to increase value even if the money and economy is not.

New Coach Poppy Design

when I saw this at Coach's FB account, all was I able to say was ooohh!! who wouldn't?! don't you just love the nice graffiti design? so funky and chic! if only I'm not on a bag rehab, I'd definitely dream and make way of owning one. But then again, I've learned my lesson well and not shop for bag (or anything) until the end of this year. I need to save up you know! :D
bdw, this is the latest release of Coach for the Poppy line's 1st year anniversary :D

saturday 9 (late late late!)

1. Tell us about the last time that you got hurt in the arena of love.

:: way too long ago!

2. Have you ever been part of the wedding party, other than your own?

:: oh yes, as bride's maid and secondary sponsor, oh, been a host for the nth time too!

3. Let’s say you find yourself in Hell after you die. Think about everyone you’ve known in your life. Who would be the one person that would least likely to surprise you by being in Hell with you?

:: hmmmm, I wonder who! :D

4. What brings you good luck?

:: prayers and faith

5. Do you have a photo blog? If so, feel free to share the link with us!

:: i have a flickr site, http://www.flickr.com/photos/kathycot/

6. What is your biggest source of news? (Internet? Newspaper? Television? Radio? The Daily Show? Other?)

:: television :D

7. What’s the hottest you’ve ever been in your life?

:: ooohh... :D

8. If you had to choose a theme song for your blog, which would would you choose and why?

:: OMG by usher

9. Who was the last person you had an online conversation with that you’ve never met or talked to on your phone?

:: one of our online friend based in another country

immunolytics!

having a daughter who goes to school and is so very active makes me more concern on the environment where she is every time. i think the school must have mold test kits in order to make sure that their students stay safe always.

oh citri

great post! would definitely bookmark this (just like the migraine treatment post I found earlier) and have it available, just in case we decided to buy one of that mold test kit..

flags

thanks for sharing this post about custom flags, which I think will be very useful as my daughter's school might ask them to bring their own flag during the UN day celebration.

pms'ng

After a week or so of not blogging and updating my blogs, well aside from a post or two in every site, I am actually at my slouchy mood of not blogging. To blame is my pms bout! And to tell you, this has been my longest pms’ng experience and it’s practically driving me insane! All the mood swings and food cravings is just head turning! That is why I am now currently on hunt for the best term insurance to divert my crazy thoughts and some pill too that will help me to be at my sanest piece during my time of the month :D

it's time!

Dearest sister asked me earlier if she can try this quick weight loss procedure that has been told by her friend. I guess she's really decided on taking action with her weight issues, and it's really good to know. At least she has already felt the consciousness she should have felt before. I just hope that she'll continue with her decision to diet.

need stretch mark cream!?

Lucky are those moms who doesn't have any stretch marks on their body! especially those who happens to have given birth for more than three and still don't get even a single mark on their tummy or whatever! Well yes, I don't have to deny it - I am so green with envy to the nth power! that is why, until now, I still search and do dig for information and products that offers magic removal of the said pregnancy mark... and here's my latest found, that I want to share with you also :D click here for stretch marks creams

cut out projects

If only I listen to my friend who suggested that I get a compact printer during the last holiday sale, I shouldn't be worrying much now. You see, no one told me that pre-school nowadays requires so many cut out/drawn assignments! And the fact that I can't draw makes the matter worst. Unfortunately, we can't submit cut out projects/assignments too because we don't have books or other magazines to cut! And worst, the assignments are vastly available over the net but can't print 'em because we don't have a printer itself! So there, found out that prices of that and even those ls2208 are pretty expensive down here compare to online tag we saw during the last sale. So there, it's either I close my eyes and opt to buy the ones being offer here at way to pricey tag or wait for another sale season but deal with the non stop hunt from magazines for my daughter's cut out assignments or beg the husband to draw! life can be so full of options eh?

sleepy head

There are just days when I can't do anything but sleep. It's like my body is plainly not cooperating with me and my mind only tells me to just lay down and get some more zzz. The husband even asked me if I'm taking natural sleeping pills or something because he can't really understand why and how can I sleep for almost 18 hours straight and without even bothering about hunger and all. The thing is, I can't even tell myself why! all I know is that I wanted to sleep and dream, probably I find solace in my sleep that's why I keep on coming back or shall I say sleeping for more! :D or maybe, I just lack of it and I'm on my way to recovering or something!